I live in chicago and i’m looking for expert advice on selecting a merchant account service.?
I am planning on accepting credit cards over the internet, in person and over the phone. I need something reliable and solid and of course I am willing to pay more for a better co. that will provide the service in that reliable fashion.
Simple Payment Systems is truly the absolute best for credit card and electronic check processing. You are paid in 24 hours. They give you free equipment, free training, free software- with a check out cart! (For your web site also that you want to sell items on.) They beat discount rate quotes that you give them too. They have 24 hour live help, which is handy. FDIC insured. Make sure you tell them you want the free program. We switched from another company over to them. And have never been happier. Go to their web site and call them or fill out the form and they can contact you. I did countless hours of research! Trust me they are the BEST.
Best wishes!
Hi,
Our Organization is planing to host a in-house website.They developed with C#.Net with SQL as database.My Question is what are the softwares required for hosting the website that should support the below requirements.
1.ASP v3.0,.NetFramework1. 1,Access Database DSNs,PHP 4.3 Scripting,CGI Bin and SSI,MDAC 2.8,ADO 2.8,Microsoft XML 4.0 SP2,Site Builder Tool,Photo Album Creator,Express Site Creation,Custom Site Creation,Windows Media HTTP Streaming,Flash/Shockwave,Microsoft® FrontPage 2002,
ECOMMERCE FEATURES
Merchant Manager,Integrated Merchants Include,Papal, Secure Trading,World pay,Virtual SSL
EMAIL FEATURES
50 POP3/Email Accounts,SMTP/Outgoing Mail,Catch-All Email Account,Web Based Interface,Sit email,Unlimited Aliases/Forwarding,Auto Responders,1 FTP Account(s)
SECURITY FACILITIES
Firewall Protected
Please let me know the software’s that required that should support the above features. Thank you fro the help.
Windows Server 2000 – 2003 32-bit as you base sever. Comes with IIS 5 or IIS 6, which supports ASP 3.0
You can get the Zend / PHP engine for Windows directly from http://www.php.net
IIS natively supports SSI. Perl (which you probably mean when you say CGI) is available from http://www.perl.com as a 32-bit executable.
MDAC 2.8,ADO 2.8,Microsoft XML 4.0 SP2: All these are built-in to Windows Server 2000 – 2003 or can be downloaded directly from Microsoft.
Site Builder Tool,Photo Album Creator,Express Site Creation,Custom Site Creation — this software is up to you. There are a number of freeware apps out there such as Joomla, Gallery, etc.
Windows Media HTTP Streaming — this is built into Windows Server 2003 and is available as an add-on for Windows Server 2000. However, support for it is scant; you will pay a hefty price to a consultant to get this up and running.
Merchant Manager,Integrated Merchants Include,Papal, Secure Trading,World pay,Virtual SSL: This is available for free in ZenCart.
50 POP3/Email Accounts,SMTP/Outgoing Mail,Catch-All Email Account,Web Based Interface,Sit email,Unlimited Aliases/Forwarding,Auto Responders,1 FTP Account(s): This is all supported by IIS with built-in SMTP and FTP service, but I would upgrade to SmarterMail http://www.smartertools.com/
Firewall Protected: This depends on your network. Generally speaking, proper router setup and network intrusion detection should suffice.
Has anyone in the UK tried using their Maestro card in the U.S. as a MasterCard?
I know how Maestro Card and MasterCard work but the U.S. has an odd set up.
In the U.S. Debit cards with a MasterCard and Visa symbol can be used at least two way. A pin transaction and a signature transaction. Both methods come out of a chequing account.
Since a lot of Merchants in the U.S. don’t take the Maestro card. I was wanting to know if a Maestro debit card would work at merchants that takes just Mastercard and you would sign for your purchase. The U.S. does not have chip & pin.
Sorry if wrong category.
Yeah my exbf did when he came to America from England and it worked just fine – on the tellers (cash points) here it has Maestro card picture on it and all the other cards it takes. Not sure what you mean about not having pin we use our cards with a pin number all the time. Unless you mean for Maestro but that’s because we don’t have Maestro but our MasterCards do have pin to buy something. hope that helps! xxx
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How to set up a merchant account to accept credit cards without a personal guarantor?
All of our buisness’ equiptment and vehicles have been financed without personal guarantor. We would like to accept credit cards for our services, but will not put our personal numbers on the contract.
Some merchant account providers will allow you to use alternative forms of guarantees in place of a personal guarantee. These options include:
1) A corporate resolution – your business provides documents (balance sheets, third party prepared financial statements) that shows the business is strong enough to guarantee itself
2) Provide a letter of credit – a letter of credit basically is a loan that your bank promises to give you at a future date. The catch is you don’t get to ask for it. The processing bank does, They can only invoke it if you owe them money and they are unable to get those funds from you. It is like an insurance policy.
3) A reserve – the processing bank will hold some of your funds in reserve to cover any exposure for loss they might have. 6 months or so after you close your account they give it all back to you. They may give it back sooner if you have processed for along time and shown to be a low risk merchant.
Keep in mind not all processors offer these alternative although most offer at least one of them.
How can i list an ebay auction without accept the payment of paypal ?
hi im trying to list sport cards on ebay.ca im trying to get it so i will just accept the form of payment (personal check) when i click the box to not have paypal it says (You must select PayPal or a merchant account as one of your payment options). help me please
Ebay has recently changed their policies and they no longer accept any forms of payment other than Paypal or Merchant Account. They used to allow sellers to accept money orders or personal checks but not anymore. Unfortunately there is no other way around it…you will not be able to list unless you have a Paypal or Merchant account. Setting up a paypal account is easy and safe, most people actually prefer Paypal over any other service. Hope this helps!
Credit Card Processing Without A Merchant Account – MerchantCashAdvance.Com
I want to process credit cards on my own online. How do i do this without going through a middle man like paypal, 2checkout, etc?
Depending on what country your target-group lives in you may want to check up on local services.
Paypal is one of the fastest, easiest and best known services available globally.
For “real” cc-transfers you have to contact one of the providers of payment gateways like for example Authorize, DIBS or Samport (several others available). They are more or less all run by large banks.
IPhone Mobile Credit Card Processing http://www.paymentmax.com
Where can I find people or merchants to join a new merchant account provider?
I know it’s hard to trust a new company. Especially when theres money involve. But I don’t know whre to find these people. Is there a site whre I can find them? I tried chat but they ignore me and boot me because of yahoos terms and conditions. Thank you in advance for your answers
No there’s no such site.
Soliciting for new merchant accounts is all about trust. Store owners and business people are not quick to transfer their merchant accounts from one vendor to another — because if your merchant account proves to be crap, then they cannot get all their sales from credit and debit cards.
You need to woo the customers. Let them know you. Sending unsolicited emails or even cold calling can lead to nowhere. Waste of energy
To get clients, say a restaurant, you need to talk to the owner. Visit the restaurant often. Chat with the owner regularly. Once they know you, ask to see their merchant account statement. Then make a proposal by showing them where they can save if they use your merchant account
For example, will you offer lower transaction fees? Are you removing fees such as monthly statement fees? How can they save by using your account
This is one of the hardest sales business to get into. It’s not easy. With all the NO SOLICITATION signs outside of businesses, it is hard to penetrate the owner. If you are a member of the chamber of commerce or other networking organizations where you’ve got contacts with other business owners, you’d do well.
But if you don’t know any business owner, and you have no patience or time to develop relationships, I suggest you find other sources of income
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How does an ebay store compare with a direct online “shopping cart” merchant system?
I am starting a business and want to sell online. I cannot decide between an ebay store and selling directly on my website accepting credit cards with a merchant account. Anyone have experience with these two options?
The difference is obvious, traffic. Ebay has the traffic, they have done a lot to get the traffic, by selling on ebay you use that traffic.
It’s like setting up a shop at a popular mall, you’ll get visitors.
Doing it on your own is like opening a shop in a part of town noone goes to, or opening up a shop in the middle of a field. It’ll take a lot more effort to get the traffic to come to you because it’s not naturally there.
I realize this isn’t what you’re looking for in an answer, but I thought I’d add it in.
How Do You Choose A Credit Card Merchant Accounts Provider For Your Online Business?
I just started my internet business and am accepting payments through paypal, but I need more features than paypal can provide me with, like one time offers and such, so I will need to get a merchant account and start accepting payments that way.
Can anyone help me find out more about how to choose one?
Hi.
Choosing a credit card processor requires a little bit of research that you can do online for free. I’ve been there so I know what you are going through.
I started with paypal too but quickly realized that I needed more features. That’s when I decided to open a merchant account and accept credit cards through a payment gateway.
During my research, I came across http://www.electronictransferservice.com and was able to learn so much about merchant account and credit card processing. I was even able to call them up and talk to a live person.
Now I’m not recommending you sign up with them, but the information on their site is definitely worth reading over, especially their FAQ page.
For example, one of the biggest things you need to keep in mind when picking a credit card processor are the fees.
You have to watch out as some companies have hidden fees and they can add up pretty quickly.
And that’s just one of the things, there are many more details that you’ll have to learn about.
I actually went with another company but the information I learned prior to choosing one proved to be very valuable.
how to market BATEK/SARONG from Malaysia to the international market,?
website under-development, only problem because i’m in malaysia and it’s not easy to set-up an internet merchant account out here.
have u check on ebay? u can do online business here.. or.. have u check with any local authority? meaning.. batek nowadays very special.. even Pak Lah want to promote them internationally.. have urself checked with perhaps they call it as “Usahawan… ” i’m still a student.. i dont really know about them..
but, i’m pretty sure that government will definitely helps if u would like to try sells malaysian product internationally..
Accepting PayPal payments for internation transactions?
I have a buyer in the UK interested in purchasing 2 small paintings I have posted on the web. The site charges 25% if I use them to process the transaction. I am thinking of setting up a PayPal merchant account but I am not sure if this is the best way to accept payment. I am leery of an international check.
If you have used PayPal or another service to accept money, please let me know your thoughts and advice. Thank you!
There are certain amount of risks needed in order to do business on the internet.. You should weigh these factors in before you decide to sell using a paypal account..
on EBAY particulary Paypal doesnt protect sellers at all. The buyers have some protection so when selling make sure you arent selling to some deadbeat scum.
Can anybody enlighten me on the meaning of Third-Party Processor?
What is their role in transferring funds of merchant accounts? All your ideas will be truly great. Thanks!
A third party processor allows other businesses to share their merchant account. This means the merchants who shares their account doesn’t have to apply with a merchant account provider. They apply directly with the third party processor.
The ramification of this are as follows:
1) You have to follow the rules of the third party processor. Because it is their account and they are responsible for it their rules are tighter then a normal merchant account’s rules. They can shut down your account at any time for any reason. Same goes for holding your funds.
2) Their name appears on your customer’s statements. Because it is their account their name is what will appear.
3) Their rates tend to be higher then a normal merchant account because they have to mark it up to make a profit. But other fees, like monthly fees, may be waived which is a good thing.
4) They tend to accept people that merchant account providers don’t. This includes people with bad credit or high risk products. Merchants who have had their merchant account closed can usually still use a third party processor.
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