Ecommerce Merchant Account
What is the most cost effective telephone and mail order merchant account for eCommerce?
I will be creating a website to sell products within the next year and know that to have a shopping cart i will need a merchant account to process credit card transactions, can anyone tell me what is the best and most cost effective merchant account for a new eCommerce site or could i rely on pay-pal to cover all my needs. i.e will i need a merchant account if i already have a pay-pal account? Thanks in advance.
Paypal works well for many businesses. We use it for both our companies. The only limitation is that it will not accept payments for transactions over £650 where the customer doesn’t have a Paypal account.
One way round this is to use Netbanx. Their fees are very reasonable and you can start with a bureau account with them (works in a similar way to Paypal) and change to a merchant account once you’ve built up a track record.
I did investigate having a merchant account with our bank but we would still have had to have the Netbanx account as well. Doubling the charges didn’t seem worth it. This may not be the case with all banks. I can only speak for Lloyds.
Good luck!
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