Get Merchant Account

Is it difficult to get a merchant account in order to accept credit card orders for an online business?
Can you recommend any great companies I could use to obtain a merchant account? What is the criteria companies use to issue or deny a merchant account to online stores? Thank you.
Paypal offers this type of service
You must have a business paypal account setup
they are much cheaper (in fee’s etc) than the normal merchant account providers
ps: I have used them for my online company and have NO PROBLEMS
Canadian Merchant Accounts – Credit Card Processing 101
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