Looking for a good retail merchant account?
Here’s a quote I’ve received from one company. Looking for a better deal if anyone knows of one:
Here’s their terms for swiped cards:
Visa/MC rate: 1.69% + $0.20 per transaction
Visa/MC Debit rate: 1.49% + $0.20 per transaction
Monthly Gateway Fee: $0.00
Monthly Statement Fee: $8.00
Monthly Minimum: $0.00
Monthly Wireless Fee: $0.00
Annual Fee: $0.00
No setup, reprogramming or application fees.
That is an excellent offer and should be difficult to beat. However, make sure they aren’t “making it up” somewhere else. Ask them what their mid-qualified and non-qualified fees are. These are fees you have to pay for special credit cards and for other special transactions. These happen with regularity and if their fees are high for these it would balance out the rates they have quoted you for your regular transactions.
Good additional questions as to ask are “How much will I pay for rewards cards?” and “How much willI I pay for corporate cards?”.
Merchant Account Setup – MerchantCashAdvance.Com
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