What are some good companies to open up a Merchant Account for my business?
I am in the process of opening my companies website to the public but I need a Merchant Account in order to charge customers for there orders during check out. I am sure there are numerous Merchant Companies out there to choose from but I want to be sure I pick the right one for my company. I am not sure how many transactions I will have per month because the business if very new but over time the amount of transactions will increase over time. I know that some Merchant services charge you on an estimated amount of transactions per month, and if you do not reach that level you will be charge additional fees.
If someone could give me some helpful information on what Merchant Companies are better than others, who has good rates? no monthly fees? cheaper monthly fees? etc…
As much information on this topic would be appreciate, even if you can point me in the right direction I would be appreciated.
Thank you for your time
Check with your bank. Most banks offer Merchant Account services, and if you have an account, you may get a discounted rate.
Other than that, Paypal does offer a pretty good Merchant Account, and it’s bundled with a payment gateway (which is something else you’ll need if you want to accept credit cards online, along with an SSL certificate).
Probably the largest & safest provider is Authorize.net. Most of the decent Merchant Service providers are just resellers for them, so it might pay to check with them directly, first.
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