issued credit card refund to non-exisitent credit card?
When i returned something at a retail store, they manually entered my card to credit my account. But now I realize she inverted the first four numbers with the second set of 4 numbers. The card doesn’t exist?! Will the retail merchant be informed? How do I get a refund?
Changing numbers on a credit card will cause it to fail the check sum validity test. You’ll have to contact the store customer service to find your money. The CC company can’t trace your refund because account number doesn’t exist and they can’t identify you.
But call the CC company anyway and give it a shot. They may have your money in an unclaimed funds account (that has to be turned over to the state after a certain number of months).
The CC company may be able to identify the transaction by the transaction and/or approval number.
Hope you have your receipts. You’ll need them.
Retail Merchant Account, Unsecured Small Business Loan – MerchantCashAdvance.Com