Posts Tagged ‘difference between merchant account payment gateway’
Merchant Account Payment Gateway
I got a chargeback for fraud on my merchant account, what happens now?
I got a chargeback on my M.A. for fraud, which of course I did not participate in. My question is, first of all the payment gateway did not have an option to decline transactions if the address or CVV did not match and he placed a $499 order. Secondly, it has been 3 months since the transaction (who waits that long to dispute transactions?). And thirdly, what happens if I can’t pay back the amount?
I will give a short outline of the chargeback process so you can get an idea of what it is and what you can do in regard to this particular transaction.
A chargeback begins with the cardholder contacting his card issuer, notifying them that he is disputing a transaction. In most cases, before a chargeback is initiated, the card issuer requests a copy of the sales record. If there is sufficient evidence to support the cardholder’s request, the card issuer sends the transaction back to the acquirer (your processing bank), who, if not able to resolve the issue, may contact you for additional information. What that means is that you should deal directly with your payment processor. Tell them what happened and provide supporting evidence.
If you provide sufficient evidence to warrant a reversal of the chargeback, your processor will forward the representation to the issuer through the Credit Card Network (Visa or MasterCard). In essence, the transaction will be reinstated and you will get your money back.
For more information on chargebacks and a visual description of the process, you can visit:
http://www.unibulmerchantservices.com/chargeback-management/
DJ Software Tutorial | Payment Gateway
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Merchant Account Payment
Merchant Account + Authorize.Net for a non US business?
I need a merchant account and a payment gateway (cc processor) for my web based business. We operate from Singapore. From what I gather:
* Paypal is considered unprofessional – so not an option
* Authorize.net works with any MSP (merchant service provider)
Hence we need a good MSP. Can anyone help?
You won’t be able to use Authorize.Net because they only work with US and Canadian based MSPs. These MSPs only will sign up American and/or Canadian businesses to merchant accounts.
Paypal is very professional depending on which service you choose to use.
Online Merchant Account, Online Payment Processing – Merchantcashadvance.Com
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Enter the middleman: alternative online payment options take the pain out of e-merchant accounts.: An article from: Black Enterprise $5.95 This digital document is an article from Black Enterprise, published by Thomson Gale on June 1, 2006. The length of the article is 678 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: Enter the midd… |
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THE MERCHANT’S MANUAL, COMPRISING THE PRINICPLES OF TRADE, COMMERCE AND BANKING; WITH MERCHANTS’ ACCOUNTS; INLAND AND FOREIGN BILLS; PAR OF EXCHANGE; EQUATION OF PAYMENTS, &C. … |
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